Exactly a year ago, Aaron and I started on an incredible journey. We were broke and arguing over money. In desperation, I headed over to the public library and rented the first book I saw on money: Total Money Makeover by Dave Ramsey. I had heard of him before, so I grabbed it and Aaron and I began reading it that night.
It really changed our lives, friends. We drank his Kool-Aid and never looked back. We went from being $48,635 in debt from school loans (mine) and a “Career Starter loan” (his) and today, we stand at $21,447. One more year, folks, and we will be free from the awful burden of that debt (I fondly refer to it as The Man)! I think about how a year ago, we would get so stressed when our monthly bill of $489 towards some loan would come around and we would argue and feel so stressed about how we were going to pay it. And now, only a year later, we pay more than twice that amount and don’t sweat it a bit.
I admit that it hasn’t been easy. We basically stopped going out to eat. We stopped assuming that we had enough money in the bank. We stopped eating meat every night. We did everything we could to not spend money and pay off the debt, and it really sucked at times. We moved to Arizona and payed for the entire move in cash, about $5,000. Our couches are starting to sag, and our cars are starting to sound a little funky, but we press on and live on little so that later we can live on and give God much.
In fact, every month I am amazed at how much God provides for us. We pay 36% of our monthly income towards debt and we tithe more than 10%. And God continues to give us extra money here and there every single month. It’s been amazing and humbling! God has blessed us beyond belief! I sleep peacefully, knowing where every penny is going and how every bill is getting paid. And Aaron and I love talking about money and our budget.
I know it’s considered taboo to talk about personal finances in a public setting, but I really get so excited when I think about the freedom of being debt free. Call us crazy, but we are sold out to this new freedom and it makes all those little sacrifices worth it. I really hope that this post has been encouraging to you to start thinking about your own finances. Whenever you are faithful with what God gives you, be it small or great, God will bless you more and more!